Most photographers obsess over camera gear and ignore the costs that actually determine whether their business survives.

In this episode, Tom breaks down the real startup costs of a photography business. What you must spend. What you can postpone. And how to start lean without compromising your legal protection or professional credibility.

You’ll learn:

• The true non-gear expenses most photographers forget

• LLC formation and business license realities

• Insurance breakdown: General Liability, equipment, and Professional Liability

• Minimum viable gear vs. unnecessary upgrades

• Renting vs. buying equipment strategically

• Monthly recurring software costs you must factor into pricing

• The hidden impact of self-employment tax

If you want clarity on what this business actually costs before you jump in, this episode gives you the numbers and the priorities.

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