In this powerful episode, Carter and Joe sit down with real estate investors Derek Loda and Josh Jensema for a deep dive into what it really means to build a business that supports your ideal lifestyle — not just your income goals.

Together, they unpack the importance of clarity of vision, and how defining your personal and professional "end goal" can drastically reshape the way you approach your daily actions, deal flow, and long-term strategy.

We also get into the often overlooked conversation around owning properties free and clear vs. being 100% leveraged. While leverage can be a powerful tool for growth, the guys explore how debt-free ownership can create true peace, freedom, and flexibility, especially as your priorities evolve over time.

What You’ll Hear in This Episode:

Why not every real estate investor needs to build a 1,000-door portfolio

The mental shift from “hustle mode” to “lifestyle design”

The pros and cons of owning real estate free & clear

How to reverse engineer your life goals into your business plan

Why slowing down and getting intentional might be your best move yet

Whether you're just starting out or you’ve been grinding for years, this conversation will challenge you to rethink your “why,” and help you take action that aligns with the life you're actually trying to live.