Today, we’ll determine how much life insurance you need and only slightly make fun of whole-life policies.

Show notes:

https://clark.com/insurance/life-insurance/term-life-insurance-how-to-buy/ 

https://www.policygenius.com/

Today we’re talking about FDIC insurance. What it covers and how much of it you can actually get at your current bank beyond $250K. You might be surprised!

Today, if you’re growing in your career and wondering how much you should be saving for retirement. This episode is for you.

I walk you through two ways on how to determine if you're saving enough.

Show notes:

 JP Morgan Guide to Retirement: https://am.jpmorgan.com/us/en/asset-management/adv/insights/retirement-insights/guide-to-retirement/

If you have a traditional retirement account, you have a built-in tax liability to the government. Essentially, the government "owns" a piece of that account. As the account grows, so too does this liability to Uncle Sam.

What if there was a way to reduce Uncle Sam's take? There absolutely is. 

Today, we're talking about how to properly take advantage of a Roth conversion. 

For more content on how to retire confidently, head over to www.birchwoodcapital.com.

If you’re planning on buying a second home, we’ll be talking about if you should buy it before you retire or after you retire?

On today's episode, I offer my thoughts on a recent article in the Wall Street Journal about re-allocating portfolios from the traditional 60% stocks 40% bond portfolios to a more bond-heavy weighting. If bonds are yielding much higher returns how should we adjust our portfolios?

ALSO:

Are Long-Term Care policies worth it? And when should I get one?

Today is the day you became a better investor.

For more content on how to retire confidently, head over to www.birchwoodcapital.com. 

Today's episode focuses on doing a Backdoor Roth IRA the CORRECT way. There are many hazards in this quest to overcome the income limitations of a normal Roth IRA contribution. For you higher earners, this is an episode for you. I'll walk you through the steps so you don't make a big mistake.

For more content on how to retire confidently, head over to www.birchwoodcapital.com/writings.

What I'm learning from Howard Marks Memos: '01-'05. My hope is this episode is a resource for you to develop your own competence with retirement, investing and taxes.

For more content on how to retire confidently, head over to www.birchwoodcapital.com/writings.

On today's episode, I help you determine if you can afford to live off of your savings and be financially independent. Easy enough! Joking aside, this is one of the burning questions in the back of most people's minds. Hopefully this episode either relieves some stress or gets you to kick it into gear!

For more content on how to retire confidently, head over to www.birchwoodcapital.com/writings.