In this follow-up episode, we dive deeper into the psychological and mathematical hurdles that make transitioning from saving to spending so difficult for new retirees. We explore advanced strategies for managing "guilt-free" distributions and how to adjust your withdrawal rate when market conditions or personal needs shift unexpectedly. Tune in to learn how to avoid the common pitfalls of underspending out of fear or overspending too early, ensuring your assets last as long as your retirement dreams.