In this episode, Jay Peroni, CFP tackles what they call the “Retirement Squeeze” — the mounting pressure retirees face from inflation, rising taxes, market volatility, and increasing life expectancy. With a direct, faith-centered tone, they warn that retirement today is no longer a coast — it’s a battlefield.

Jay explains longevity risk through real client stories, highlighting how many retirees plan for 15 years but live 25 or 30. Women, in particular, often face retirement alone and unprepared after losing a spouse. The message is clear: both spouses must understand the financial plan.

They expose hidden risks inside Target Date Funds and mainstream portfolios, revealing how many Christians unknowingly invest in companies funding causes that contradict their beliefs. Through Faith Investor Services’ Screen & Clean™ process, Jay emphasizes aligning investments with biblical convictions.

The episode also covers the silent erosion of purchasing power from a weak dollar, the dangers of mishandling inheritances, the impact of AI on jobs, and how wealthy families use tax strategies, insurance, and charitable planning to protect and multiply wealth. Churches and families alike are encouraged to review what they own and ensure stewardship reflects their faith.

In the second half, Jay shares stories of churches shocked to discover conflicting investments, families preserving businesses with strategic insurance planning, and retirees redirecting tax dollars toward ministry instead of government waste. He warns about national debt, bank instability, and delayed long-term care planning.

The episode closes with a strong call to action: if you’re within ten years of retirement—or already retired—don’t guess. Get clarity. Visit FaithAndRetirement.com for a free retirement second opinion.