From RMD rules to Social Security surprises, Colin Richards and Dylan Schoonover unpack practical ways to cut your lifetime tax bill in retirement. We explain why the pre-RMD window can be a sweet spot, how to shift from tax-deferred to tax-free, and simple strategies that help you keep more of what you’ve saved.

What you’ll learn:

- What RMDs are and why ages 55 to 73 often offer prime planning opportunities

- How Roth IRAs and careful conversions can create future tax-free income

- When Social Security becomes taxable and ways to reduce that impact

- How Qualified Charitable Distributions work after 73

- The “widow’s tax trap” and proactive steps to prepare

- Where properly structured life insurance can support tax-free withdrawals

Tune in to learn how smart timing and structure can lower taxes in retirement without losing sleep.

Learn more at: https://lordandrichards.com/

Call for your complimentary Retirement Freedom Review: 720-372-0400

Investment Advisory Services offered through Lord and Richards Wealth Management, LLC, a Registered Investment Adviser.