This week, John Scallan discusses the current state of the bond market and its implications for retirement savers. He emphasizes the importance of understanding the risks associated with bonds, especially in a rising interest rate environment. The conversation also covers the limitations of the traditional 4% withdrawal rule for retirement income, advocating for a more personalized approach to income planning. John highlights the significance of effective communication with financial advisors and the benefits of seeking a second opinion on financial strategies.

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