DIY retirement plans are common, but there are risks involved. Aaron Vincent and Matthew Decker of Vincent Financial Group discuss those risks. Many people underestimate the complexities and potential setbacks that can arise. It's important to ask the right questions and seek professional advice. Retirement goals vary, with some aiming for a specific age and others focusing on financial milestones. The amount needed for a successful retirement can vary depending on individual circumstances and desired lifestyle. Social security benefits play a significant role in retirement planning, and it's important to understand how they can impact overall financial security. Planning for potential changes in social security is crucial, including stress testing different scenarios.

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