Your credit history is a reflection of your financial responsibility and capacity to repay loans. Your credit report contains information on it, along with the number and types of credit accounts you have, as well as information about how long each account has been open and the amounts outstanding, credit limits used, on-time payment history, and the number of recent credit inquiries. Your credit report also details any bankruptcies, liens, collections, or judgements that you may have. Read More: https://cardinsider.blogspot.com/2023/03/the-role-of-credit-history-in.html