The Mortgage 101 Podcast

The Rules Changed: Why Buying a Home Feels Impossible Now | Ep. 37


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Feeling financially stuck even though you're working hard and being responsible? You're not alone – and it's not your fault. Using hilarious scenes from National Lampoon's Christmas Vacation, we break down why the old rules of money no longer work in 2025, why buying a home feels out of reach, and the massive hidden cost of waiting.

We dive into real numbers: how raises get eaten by rent hikes, why mortgage calculators lie to you, the truth about 2025 interest rates (full year review), and simple buzzwords every buyer needs to know (DTI, pre-approval, opportunity cost, and more).

If you're tired of treading water financially, this episode will shift your mindset from "stuck" to "ready." Perfect for anyone wondering if homeownership is still possible today.

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The Mortgage 101 PodcastBy Manley Haines