When the storm clears, the real battle begins — and it’s not always with Mother Nature. In this episode of the Risk Ready Roundup, host Jason Doyle sits down with Michael Giardina, partner at the national law firm Godbey Giardina, to break down the latest legislative changes reshaping the insurance landscape in Florida, Louisiana, and beyond.

Michael shares his personal journey from growing up in South Louisiana during Hurricane Katrina to representing thousands of homeowners and business owners in tough property damage claims. Together, they uncover how new laws are changing the game: shorter deadlines to file, stricter documentation requirements, hidden exclusions, arbitration clauses, and the erosion of bad faith protections.

Most importantly, you’ll hear the three essential steps every homeowner must take right now to stay protected:

1. Know your policy inside and out.
2. Document everything before disaster strikes.
3. Don’t wait to get help when you need it.

Packed with real stories, expert insights, and practical strategies, this episode will give you the tools to avoid costly mistakes and protect what matters most. Whether you own a single-family home, a rental, or a portfolio, you’ll learn how to stay one step ahead of your insurance company — and why preparation is the only true defense.

Don’t get caught off guard. Tune in, take notes, and make sure you’re Risk Ready.