We sit down with an IRA expert to break down what Individual Retirement Accounts are and why they matter. We walk through Roth and Traditional IRAs in simple terms, explain when taxes apply, and talk about why time matters more than the amount.Inside this episode:• What an IRA actually is• Roth vs Traditional in plain language• Why time beats starting big• How IRAs work with freelance or changing income🔗 Learn more: https://www.tvacreditunion.com.FOLLOW US:Instagram: https://www.instagram.com/tvacreditunion/Facebook: https://www.facebook.com/tvacreditunionTikTok: www.tiktok.com/@tvacreditunionWebsite: tvacreditunion.comMoney Moves by KTVAECU®. Federally Insured by NCUA. Some restrictions may apply. All rates and offerings subject to change. This content is intended to provide general information and shouldn't be considered legal, tax, or financial advice. Consult a tax or financial advisor for specific information on how certain laws apply to your situation. Ask for details. A Certificate Account can be designated as an IRA Certificate or a Health Savings Account Certificate.