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In our 17th episode, Frankie and Alfredo explore what makes a smart money choice and share their own practical strategies for families to build positive financial habits together. We discuss how thoughtful planning and avoiding impulse purchases can lead to better financial outcomes for both parents and children.

A few quick tips: 

• Smart money choices involve having well-thought-out reasons for purchases rather than making impulse decisions.
• Creating shopping lists helps families avoid impulse buys, especially at strategic checkout areas in grocery stores.
• The three-jar system (save, spend, share) provides a visual approach to teaching children about money management.
• The 72-hour rule gives time to reconsider purchases and research better options before committing.
• Shopping when hungry can lead to unnecessary purchases and spending.
• Finding spare change around the house is a great way to start populating savings jars.

Learn more at PremierAmerica.com/Youth

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