Send us a text

Wall Street has hidden the truth that you can legally use retirement funds to invest in real estate while maintaining tax advantages. Self-directed IRAs (SDIRAs) offer investors control, cash flow, growth, and upside potential beyond traditional stock and bond investments.

• SDIRAs allow you to direct investments yourself instead of relying on fund managers
• You can buy rentals, flip properties, fund deals as a private lender, or invest in syndications
• Profits stay in your account growing either tax-deferred (Traditional) or tax-free (Roth)
• Roth SDIRAs use after-tax contributions but qualified withdrawals are completely tax-free
• Traditional SDIRAs use pre-tax dollars with taxes paid upon withdrawal in retirement
• Be aware of Unrelated Business Income Tax (UBIT) and Unrelated Debt Financed Income (UDFI) when using leverage
• Solo 401(k)s are exempt from UDFI on real estate deals if you qualify
• Prohibited transactions include buying property for personal use, dealing with certain family members, and performing sweat equity
• You can partner with other IRAs or non-retirement funds to scale into larger deals
• Choose custodians with real estate experience, good communication, and transparent fees
• Plan for liquidity needs including taxes, insurance, repairs, and required minimum distributions

Follow us wherever you get your podcasts so you never miss a show. I'm grateful to be part of your journey. Now get out there and get cracking.

Want to learn how to flip houses?

CLICK HERE to learn more about our upcoming boot camp, Flipper Camp.