Very few people have seen the evolution of digital commerce like Osama Bedier. As an early employee at AT&T Wireless, eBay and PayPal, Osama has helped build much of the technology and infrastructure that powers the world of payments. Beginning his career in a call center, he quickly rose through engineer and leadership ranks at eBay, PayPal and Google, eventually becoming the head of Google Wallet before launching his own payments company, Poynt.In this episode of Payments Unpacked, Osama sits down with Yuno Chief Business Officer Carol Grunberg to reflect on his fascinating journey through the early days of e-commerce. From teaching himself to code at a young to building category-defining innovations, Osama credits his career success to having a curious mindset, focusing on removing friction for the end-user, and always looking to achieve "relevant ubiquity."