The Secure Retirement Method Podcast

Drowning in paperwork and unsure how long to keep important documents? Don't let the clutter consume you! Learn the secrets to organizing your financial life and gain peace of mind.

In this episode, Erika Bell, owner of Organize with E, shares her expertise on how to effectively manage paperwork, digitize documents, and communicate crucial information to loved ones.

In this episode, you'll discover…

• A surprising tip for conquering the overwhelming feeling of paperwork buildup
• The key to creating a personalized organizational system that works for your unique habits
• A simple rule to prevent clutter from taking over your life
• The critical conversations you need to have with family about important documents
• The one thing you must do to ensure your loved ones can access vital information when needed

Are you truly ready for retirement, or are you headed for a retirement disaster?

In this episode, April Schoen and Matthew Wallat share their insights on creating a comprehensive retirement plan to avoid common pitfalls and ensure a worry-free retirement.

In this episode, you'll discover…

• The surprising similarity between an adventurous trip and retirement planning
• The crucial step that brings relief and excitement to clients nearing retirement
• How to adjust your investment strategy as you approach your golden years
• The key to unlocking a successful retirement through systematic saving
• The often-overlooked aspects of retirement planning that could derail your dreams

Retirement planning can feel like a daunting jigsaw puzzle—where do you even begin? Discover the secrets to securing your financial future and achieving a lifestyle of freedom and fulfillment!

In this episode, John Curry and April Schoen unravel the complexities of retirement planning for FRS members and beyond. Get insights into making informed and strategic decisions that ensure peace and stability in your golden years.

In this episode, you’ll discover...

• How to create a clear vision for your retirement using a powerful jigsaw puzzle analogy.
• The vital role of Social Security timing in maximizing your benefits.
• Key considerations and strategies for Medicare selection and supplemental policies.
• The secrets to maintaining engagement and purpose to avoid isolation in retirement.
• Tax planning techniques that could save you from future financial headaches.

Are you making the right moves to secure your financial future?

In this episode, April Schoen delves deep into how to construct a bulletproof retirement framework aimed at ensuring you won't outlive your money.

In this episode, you’ll discover…

• The critical element you might be missing in your retirement spending plan. 
• How to identify potential income gaps before it’s too late.
• The role of regular reviews and adjustments in a dynamic retirement plan.
• Why a retirement rehearsal could be the key to your financial success.
• Actionable steps to define your retirement goals and build a sustainable plan.

In this episode, April Schoen and John Curry dive deep into one of the crucial components of retirement planning: Social Security. They explore the significance of timing your Social Security benefits and how it impacts lifelong income, offering expert insights into making the most informed decisions.

They’ll cover:

• Why the decision of when to take Social Security is critical and how it affects your and your spouse's financial security throughout retirement
• The implications of early or delayed benefits
• Potential changes to Social Security and common misconceptions about the impact of legislative adjustments on future benefits
• Tailored strategies to maximize your Social Security benefits based on individual circumstances, including considerations for health status, income needs, and marital history
• And more

Welcome to another episode of "Ask April" on The Secure Retirement podcast. Today's episode is essential for anyone with questions about life insurance, its benefits beyond death benefits, and its role in ensuring financial security for you and your family. We'll be discussing real-life applications of life insurance at different stages of life, demystifying term and permanent life insurance, and exploring how to tailor life insurance to fit your current life stage.

We’ll cover:

• Understanding the crucial role of life insurance in financial planning and how it fits into your overall strategy.
• How real clients have used life insurance to secure their financial future, protect their families, and plan for retirement.
• The difference between term and permanent life insurance.
• Strategies for tailoring life insurance to meet your unique needs and circumstances throughout different phases of life.
• Insights on using life insurance to enhance retirement planning, spend down assets wisely, and ensure a lasting legacy.
• And more

In this episode, April and John dive into the critical financial risks that individuals face as they approach or navigate through retirement, and share valuable strategies to avoid these pitfalls and enjoy a secure retirement.

Listen to learn:

• The top five financial risks individuals face in retirement
• The problem with traditional retirement planning methods
• Effective strategies to mitigate risks associated with market volatility, inflation, taxes, healthcare costs, and longevity
• How to build a balanced financial structure
• And more

Navigate through retirement with confidence as April Schoen addresses the silent thief, inflation, revealing strategies to protect your financial future.

In this episode, we’ll dive deep into understanding inflation and its impact on your retirement dreams.

• Unpack the essentials of inflation and its direct impact on your retirement savings.
• Discover historical perspectives on inflation to better understand its cyclical nature.
• Explore strategic ways to combat inflation, from guaranteed income streams to growth assets.
• Gain insights into personalized inflation rates and how to calculate yours for precise retirement planning.

Ready to secure your retirement against the eroding effects of inflation? Join April Schoen for invaluable insights and strategies on the Secure Retirement podcast. Available now on Spotify and Apple Podcasts.

Feeling overwhelmed by Social Security decisions for your retirement? Unravel the complexities of this critical component of retirement planning in today's episode.

Join me, your guide in the maze of retirement planning, as I illuminate the often puzzling world of Social Security. From timing your benefits to understanding the system's history and strategizing for maximum returns, I offer a wealth of knowledge to help secure your financial future.

• Discover when to ideally start your Social Security benefits to maximize your retirement income.
• Dive into the fascinating history of Social Security with the story of Ida May Fuller, the first recipient.
• Learn about the critical role of work credits and average indexed monthly earnings in determining your Social Security benefits.
• Understand the unique strategies couples can employ to boost their combined Social Security benefits.
• Hear real-life stories of retirees who navigated Social Security decisions to enhance their financial stability.
• And more

Ready to master the art of Social Security for a fulfilling and financially secure retirement? Tune in to the full episode for invaluable insights and strategies. Subscribe on Spotify, Apple Podcasts, or simply hit play on the player above to start listening now.

How do you weather the storm during a financial crisis?—and not just weather the storm, but come out stronger?

In this podcast, we show you how to prepare for a financial crisis, with actionable steps that allow you to face whatever comes your way.

We’ll cover:

• The essential elements of financial resilience
• The early warning signs of a financial crisis
• Creating a comprehensive financial plan
• Emergency fund essentials
• Protecting your investments and retirement accounts
• And more