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One-time passcodes are designed to protect your accounts—but what happens when scammers turn them into the attack itself?

In this episode of The Silent Heist on Pulse On Cyber, we take a deep dive into one-time passcode (OTP) scams—an increasingly common and highly effective form of cybercrime that has cost victims hundreds of millions of dollars worldwide.

You’ll learn how attackers gather phone numbers, impersonate trusted institutions, and use urgency and pressure to trick people into revealing real verification codes in real time. Once that code is shared, attackers can bypass multi-factor authentication, take over accounts, steal money, and compromise personal data—often in minutes.

In this episode, we cover:

• What one-time passcodes are and why they’re targeted
• How OTP scams work step by step
• Why even security-aware users fall for them
• Practical ways to protect yourself and your accounts

The key takeaway is simple: one-time passcodes only work if you keep them private. By understanding how these scams operate and knowing what red flags to watch for, you can avoid becoming part of the statistics.

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If you have questions or need personalized guidance, reach out to CJ Network Systems.

Stay safe. Stay informed. And we’ll see you in the next episode of The Silent Heist.

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