Debt might be the quiet threat lurking beneath your retirement plans. On this episode, David Gagnon breaks down how rising national debt, market complacency, hidden risks, and outdated portfolio assumptions can quietly erode your long‑term financial security. He explains why resilience—not prediction—is the cornerstone of smart retirement planning and shares real‑world insights from decades of helping clients identify blind spots, stress‑test their strategies, and build income plans built for changing economic realities. If you want clarity, confidence, and a plan that adapts with you, this episode is for you.

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