J.L. Collins’ The Simple Path to Wealth strips personal finance down to its core principles—high savings rates, investing in low-cost index funds, and avoiding debt. Originally written as letters to his daughter, this book delivers a no-nonsense roadmap to financial independence without relying on stock picking, market timing, or complexity. In this episode, we break down Collins’ wealth-building strategy, the power of VTSAX, and the mindset shift needed to achieve true financial freedom. If you want to escape the rat race and build lasting wealth, this episode is for you.