The MIT Student Medical Plan, included with tuition, provides students with access to most services at MIT Medical at no additional charge. The MIT Student Extended Insurance Plan provides further coverage, including prescriptions, off-campus specialty care, and hospitalization. For coverage beyond the MIT Student Medical Plan, nearly 70 percent of MIT students choose the MIT Student Extended Insurance Plan. Sharon Casey, Health Plans Manager at MIT is here to explain the student extended insurance plan. She explains who's eligible, how to opt out, and limitations and exclusions.