Student loan forgiveness is a highly debated subject. Whether you face a mountain of debt, or you’ve never had it, this debate is probably on your mind.

About 44.7 million Americans have outstanding student loan debt, totaling over $1.86tn, with 42.3 million Americans holding federal student loan debt. (Source: The Guardian)

The questions are: If you took out that loan, should you have to pay it back? If the government hasn’t needed the money over the last couple years, why do they need it at all? Should higher education cost this much in the first place?

Kim and Dan have a spirited and personal discussion on this national conversation.

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 The My America podcast publishes every Thursday at 6 AM EST.