In this 62nd episode of About the House with Troy Galloway, Troy talks to Real Estate Broker Ramona Galloway of J&H Properties about this wild seller's market and what you can do to beat out all the other buyers offering $20,000 over asking! Contact Ramona by calling 314-602-4835

Submit your questions at the Galloway Building Services Facebook page https://www.facebook.com/GallowayBuildingServices

About the House brought to you by http://gallowaybuildingservices.com/ and https://www.jhpropertiesrealestate.com/

2:45 Contact Ramona of J&H Properties at 314-602-4835

5:20 How COVID has affected home buying

6:10 A large number of people are moving away from cities

6:45 It is hard to get materials to build new homes

8:30 The interest rates are still low

9:15 Buying your points down and how to make your mortgage payment lower

10:08 How to find a mortgage lender

11:20 USDA loans

12:15 Private Mortgage Insurance (PMI)

13:00 Loan qualifications and credit dings

16:30 Can a new president affect the housing market

17:45 Are there grants available

20:00 Overpaying for a home now will make it harder to sell later

20:30 Why do home appraisals matter

28:15 How do school districts affect home prices

30:10 How do the local police and fire departments affect home prices

32:40 How do the local businesses affect home prices

34:30 How does hazardous waste affect home prices

34:50 What are the most important updates to make

36:00 How does staging affect the selling price

39:20 What should you do after having a home inspected

40:10 What happens during a final walkthrough

42:45 Can I move in if the home loan isn’t funded yet?

47:40 Doing walkthroughs on video for out of town buyers