As innovation in fintech continues to accelerate, it is important to understand the needs and expectations of consumers, how the evolution of technologies may improve financial access and health, and the conditions and requirements for responsible and equitable innovation. How will current approaches and frameworks evolve as the speed, infrastructure and providers of financial services rapidly change? Usman Ahmed, head of global public policy and research at PayPal, and Ivy Lau, lead manager of global public policy and research at PayPal, join Patricia Haas Cleveland, US president of OMFIF, to discuss the future of fintech innovation.