What are the biggest mistakes people make when planning for retirement—and are you unknowingly making one of them?

In this episode of The Green Zone Podcast, Jeff Green and Lauren Smith break down some of the most common (and costly) retirement planning missteps, using real-world insights and practical experience from working with clients every day. From inflation and healthcare costs to investment strategy and income planning, they walk through what can quietly derail even the most well-intentioned plan—and how to think about these challenges more clearly.

Whether you’re approaching retirement or already in it, this episode is a valuable reminder that small assumptions today can have a big impact down the road.

Together, they discuss:

• Why underestimating inflation can erode your future purchasing power
• The growing risk of outliving your savings—and how to plan for longevity
• Common misconceptions about investment income and dividend strategies
• The balance between investing too conservatively vs. too aggressively
• How unrealistic return expectations can impact long-term outcomes
• The often-overlooked reality of healthcare and long-term care costs
• Why understanding your income sources (and taxes) matters more than you think
• The complexity behind Social Security decisions—and why there’s no one-size-fits-all answer
• Hidden costs of homeownership in retirement, even without a mortgage
• How to find a “sweet spot” in your portfolio between growth and stability

Connect With Winstone Wealth Partners:

• [email protected]
• (713) 244-3030
• Schedule A Call With Jeff or Lauren
• Winstone Wealth Partners
• LinkedIn: Jeff Green
• LinkedIn: Lauren Smith