In this deeply personal and eye-opening episode, Joyce Palmer of JP Financial Group and Fran Marie sits down with Ramona Holloway — beloved radio host, speaker, and devoted caregiver — to talk about the emotional and financial realities families face when long-term care becomes part of the journey.

Ramona shares her own experience caring for her mother, revealing the unexpected challenges, the hidden costs, and the life-changing lessons that come with being a caregiver. This is the conversation every family needs to hear but rarely has.

🎧 In this episode, you'll learn: • The true cost of long-term care (beyond the price tag) • How caregiving impacts your savings, retirement, and emotional well-being • Steps you can take now to prepare — financially and mentally • Why so many people are unprepared, and how to avoid the same mistakes • Encouragement for anyone currently caring for a parent or aging loved one

This episode offers truth, compassion, and practical financial wisdom — all in one place.

👉🏽 Follow the podcast and share this episode with someone who is walking the caregiving journey. Your story matters. Your loved ones matter. And your financial peace matters too.