Owning a pet can bring aso much joy to your life - but it can also bring some big expenses. 

Some people can spend a fortune on their pets, and as they get older, those costs often increase. And that's before you factor in breeds and how that can impact what you spend. 

To talk about some of the costs that you need to be prepared for, this week Nadine is joined by Michelle de Long, chief operating officer at PD Pet Insurance

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