Welcome to The Blueprint! In this episode, we’re diving into the world of credit cards—a tool that can be incredibly powerful or incredibly tricky, depending on how you use it. Today, we’re joined once again by personal finance coach Ashley Thomas, who’s here to share expert tips on building credit, managing credit card debt, and making the most out of your credit card perks without falling into financial traps.

If you’ve ever wondered:

• How credit cards impact your credit score
• What features to look for in a credit card
• The best strategies for paying off debt
• Or simply how to use a credit card responsibly

…this episode is for you! Whether you're just getting started with credit or trying to pay down balances, Ashley’s insights can help you make smart, informed decisions.

🔑 Key Points Covered:

• Quick recap of budgeting and savings
• Types of credit cards and how to choose the right one
• Benefits and risks of credit cards
• Practical strategies for managing and paying off debt
• How to shift your mindset for responsible credit card use

If you enjoy this episode, don’t forget to like, subscribe, and check out last week’s discussion on budgeting and savings. Your financial journey starts with informed choices—let’s make them together!

Guest Info:

• Ashley Thomas, Personal Finance Coach at Making Money Matter

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