Retirement is one of the biggest transitions you’ll ever face—and with it comes a lot of myths, misconceptions, and half-truths that can cost you if you’re not prepared. On this episode of The Green Zone Podcast, Jeff Green and Lauren Smith break down the most common retirement planning myths they hear from clients and set the record straight with real-world strategies.

From Social Security to Medicare, taxes to investment strategy, you’ll learn why the old rules of thumb don’t always hold up today—and what strategic planning really looks like for the next chapter of your life. Together, they discuss:

• Why Social Security isn’t enough to rely on—and how to think about when to take it
• The myth of “spending less” in retirement (and why every day starts to look like Saturday)
• The risks of assuming you’ll “just keep working” if money gets tight
• What Medicare does—and doesn’t—cover in retirement
• Why going too conservative with your investments too soon can potentially backfire
• Taxes in retirement: required minimum distributions, Roth conversions, and early planning
• How longevity changes everything
• Why retirement planning doesn’t stop the day you leave the office
• And more!

Whether you’re still years away from leaving the workforce or already thinking about your retirement income strategy, this conversation will help you separate fact from fiction and plan with clarity.

Connect With Winstone Wealth Partners:

• [email protected]
• (713) 244-3030
• Schedule A Call With Jeff or Lauren
• Winstone Wealth Partners
• LinkedIn: Jeff Green
• LinkedIn: Lauren Smith