This month on Ask the Lawyer, Cynthia Carels and Ian Miller break down the realities of disability claims in Canada. From how disability insurance works to why claims are often denied, they walk through the key issues people face when they are unable to work. 

The conversation also explores mental health claims and "invisible disabilities" like chronic pain and fibromyalgia, and why these cases can be especially difficult to prove. A practical discussion to help you better understand your coverage, your rights, and what steps to take if your claim is challenged. 

Ask the Lawyer is heard the last Saturday of the Month on CFWE North & CJWE South in Alberta, Canada. For more information visit www.weirbowen.com & cfweradio.ca.