Join hosts Heather Osmond of Osmond Designs, Jeff Caplan and their guest, Jacinda Montano, as they discuss the trends that are happening with interest rates and why you shouldn't close all your credit cards when you pay off that debt.

Jacinda Montano is the owner and Principle Lending Manager at Ultimate Home Lending.

For more information about Heather Osmond and Osmond Designs, you can visit their website or their Facebook page.