Hi there. I'm Lindsay Engle and I'm the Medicare expert for Elite Insurance Partners and MedicareFAQ.com. And today's topic, we're going to talk all about Medicare Supplement Plan F. 

Medicare Supplement Plan F, also known as Medigap Plan F, has been the number one choice among many Medicare beneficiaries do to leaving you with zero out-of-pocket cost. Medigap Plan F is considered a first-dollar coverage plan. This Is because outside of your monthly premium it will pay for any cost sharing that you may be responsible for after Medicare pays their portion. 

Now the benefits may be very attractive to beneficiaries, however, with more benefits comes higher monthly premiums. Good news is if you find the monthly premiums for Plan F to be a little too high for your monthly budget, you do have some alternative options. The two alternative options you have are the high deductible version of Plan F as well as Plan G. 

All Medigap plans are standardized by the government. This means that regardless of the letter plan you choose the benefits will be the same across all carriers. That's why it's important to work with the license agent. That way they can compare the same letter plan across all carriers to find you the lowest premium. 

Now before you start comparing premiums for Plan F across all the carriers in your area. It's important to note if you're eligible to begin with. If you became medicare-eligible before 2020, then you are eligible to enroll in any first-dollar coverage plan. That includes planet F High Deductible Plan F and Plan C. However, if you were not eligible for Medicare until after 2020, you will not be eligible to enroll in Plan F. The best alternative would be Plan G.

Thank you so much for watching today. I hope you found this video on Plan F helpful. Until next time. Bye.

Plan F: https://www.medicarefaq.com/medicare-supplements/medigap-plans/medigap-plan-f/
High Deductible Plan F: https://www.medicarefaq.com/medicare-supplements/medigap-plans/medigap-plan-f-high-deductible/
Plan G: https://www.medicarefaq.com/medicare-supplements/medigap-plans/medigap-plan-g/
High Deductible Plan G: https://www.medicarefaq.com/medicare-supplements/medigap-plans/medigap-plan-g-high-deductible/
All Medigap Plans: https://www.medicarefaq.com/medicare-supplements/medigap-plans/\

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