Good morning from The Virginian-Pilot, brought to you by Berkshire Hathaway HomeServices Towne Realty. The forecast in Norfolk today calls for mostly sunny skies, and a high of 68. Tonight will be partly cloudy, with a low of 45. I'm Sam Scholl, and here are our top headlines for Wednesday, April 3rd. Nearly half of the residents and businesses with flood insurance policies will receive reduced premiums starting May 1.