Most of us have spent the past few days daydreaming about what we would spend $55 million on. 

Pay off the mortgage, book a holiday, send some off to charity, throw the rest in a term deposit.

Three lucky punters each one a share of the jackpot last night - $18.3 million each. 

Not many of us will have the chance to come across tens of millions in our lives, but most of us will at some point get a large some from inheritance or a bonus or the likes. 

So what's the smart thing to do when you get a big windfall, before the excitement takes over? 

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Up here in Auckland we've been having some very, very hot and humid nights. 

The kind of nights that make it impossible to get comfortable, where you just keep tossing and turning until you eventually give up and add an extra fan to your direction. 

And it's only going to get worse as we head into summer - so how do we actually get a decent night's sleep when the weather's working against us? 

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The IPCA released a scathing review laying out out a chain of senior-level failures around the McSkimming scandal. 

The question now is whether the public can have any confidence in the police in general and in its leadership.

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Earlier this year, the United States imposed a 15% tariff on a range of New Zealand exports, most notably beef. 

It was a huge blow, as beef is a major export for New Zealand - especially to the States. The tariffs have cost the country over $300 million since they were introduced in April. 

This weekend, President Donald Trump signed an executive order removing that extra 15% on beef, coffee, and tropical fruits, among others. The move brings us back down to a tariff of less than 1%.

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We live in a near cashless world these days. Hardly anyone has anything further than a couple cards, or even just Apple Pay. 

We all remember a time we'd get a gold coin for washing mum's car, or a couple notes for chopping wood, but those days seem to be gone. 

How are parents going about pocket money without cash? Are we really giving our kids bank cards, and how young is too young? 

And if money's not the right reward, are things a better deal for our children? Is it acceptable to fill up their gas tank in return for chores? 

And going a bit deeper into this - what counts as a chore that should be compensated for, and what are the jobs they should be doing simply for being a part of the household? 

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You're ready to sell our getting your final bits in order to get your property on the market. 

You don't have the time nor energy to give the whole house, inside and out, a lick of fresh paint, or redo your landscaping, or renovate your slightly out of date kitchen. 

So what are the areas that are most important to get sorted before listing your property? 

And for the buyers - what are you better off ignoring when it comes to property marketing? 

It could be the features that look grand in the listing photos but mean very little in real life, or scuffed flooring that may just need a polish. 

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This week on The Panel, Tim Beveridge is joined by Crane Brothers founder Murray Crane, and Councillor for Waitakere Shane Henderson, to discuss the biggest stories from the week that was. 

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The Reserve Bank shocked a lot of us last month when it cut the OCR by 50 basis points down to 2.5%.

Analysts have said that the RBNZ was reading the room and giving kiwis a much needed breather after years of high rates. 

Early signs are showing it's starting to have an effect - with the GDP estimate for the September quarter pointing to 0.6% growth and many banks forecasting an optimistic remainder of the year. 

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The weather has been warming up recently and it might be time to get working on the summer bod before beach season - but are we too late in the game to get going? 

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The Government has confirmed they're considering action to move rough sleepers out of Auckland's city centre. 

Mayor Wayne Brown has given his go ahead, but the opposition as well as housing advocates have said a policy like this would just move the problem elsewhere and end up creating more harm. 

No details have been released yet, ministers say they are still working through the issues and how to deal with them, but that hasn't stopped the controversy. 

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