Earlier this week, an interesting proposal was made to shake up the way we use Superannuation.

A report from Chartered Accountants Australia and New Zealand indicates a flexible choice of when people can start receiving NZ Super could improve affordability.

Would this be worth it? And who should be considering this as an option?

Financial Author Martin Hawes joins Tim Beveridge on Smart Money to discuss.

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We've all got a dominant side of our body, right hand versus left hand, right foot versus left foot, even your eyes tend to be a bit mismatched. 

But sometimes it can get too out of balance. If your right arm is stronger than your left, or your shoulders are out of alignment, what are the knock-on effects?

Sports biomechanist and owner of Bone Health Studio Greg Pain joins Tim Beveridge for the Health Hub.

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National is promising to expand access to the 5 percent first home loan scheme. 

If elected it says it will increase the income cap for eligibility so more people can access the scheme. 

Singles and group buyers would be able to get it if they make $300,000 a year or less. 

National Party Housing spokesperson Chris Bishop explained further.

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We often think of being engaged in our children's education as pitching in with after school activities, or making sure you turn up to the parent-teacher days.

But if your kid comes home every day complaining about a teacher, or the way a course is taught, who do you talk to? What warrants a conversation with the school? 

Auckland Boys' Grammar School Headmaster Tim O'Connor joins Tim Beveridge to discuss how parents can make sure they're staying on top of their children's educaion. 

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The OCR changed this week, The Reserve Bank has upped it from 2.5% to 2.75%.

But mortgages are already high, some unlucky buyers are now finding they owe more than the value of their house as equity erodes. 

So if you're in this situation, what can you do? Opes Mortgages Managing Director Peter Norris joins Tim Beveridge to answer your questions.

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This week on the Panel, Tim Beveridge is joined by Real Estate agent Luke Dallow and TV Presenter Mark Crysell to discuss the hot topics from the week. 

A report in to the Moa Point disaster has revealed a series of issues that led up to the overflow, the UN has voted to re-scale the world map, and Sky showed advertisements over Jai Arrow's emotional 100th appearence for the Rabbitohs. 

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One of the first lessons mum and dad teach you is "it's rude to talk about money". 

But when it comes to family life, it's important to be open about financial matters with your spouse. And in the workplace, talking about wages is often the way to make sure you're getting the same treatment as everyone else.

So how do you go about it? How do you break the taboo? 

Managing Director at The Private Office Nick Crawford joins Tim Beveridge on Smart Money to discuss.

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We all know not to listen to loud music, but what actually qualifies as "loud" music? Is the old "60% volume for 60 minutes" still a good rule of thumb to follow? 

And noise cancelling headphones are becoming the status quo, but are they actually better for your ears? 

ENT Specialist Dr. Michel Neef joins Tim Beveridge on the Health Hub to discuss the importance of protecting your hearing. 

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ACT wants harsher penalties for anyone flouting fisheries rules to protect our ocean resources. 

The party's promising a suite of changes if re-elected to Government. 

These includes stricter shellfish catch limits, setting up a district management area for the Hauraki Gulf and permanently ending scallop dredging in areas where its currently closed. 

Conservation spokesperson Cameron Luxton says we need also better information about the environmental damage of different fishing methods. 

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Consequences for New Zealanders overseas who default on their student loans are being proposed under National's new policy.

If elected, local graduates would keep more of their pay each fortnight, while overseas borrowers could face an extra one percent interest on their loans.

Finance spokesperson Nicola Willis explained that they're hoping to keep skilled young Kiwis in the country.

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