02:53 - During the shutdown, a complaint was made about the number of people who died at a National Park affected by the shutdown. Gregory checks out the stats, and shows it's safer now compared to the normal death rate at National Parks.

06:52 - David in Uptown is 78 and receiving Social Security, but asks Gregory if he can increase his benefit by suspending it for a couple years? Gregory explains that after you turn 70, you get no credit for delaying a benefit from Social Security. If you don't need the money, many people donate it to charity.

10:13 - Andrew in Mandeville is a few months of retirement, and wants to know how to minimize his exposure to risk. He also plans to sell his commercial property, and wants Gregory's advice on how to handle that lump sum.

33:28 - Is this the bottom of the market slide? Gregory explains some of the numbers to track to know when the market will turn around and it's safe to get back in the pool.

41:59 - The next Gregory Ricks Live in already more than halfway full, and it's always more popular when the markets are going a little haywire. Reserve your seat for our wine, wisdom, and food experience and find out if you should be working with Gregory Ricks and Associates.

44:59 - There IS such a thing as risk-free investing. Gregory shares how he helps those who insist on ZERO risk investments. Risk-free investors are often happier during a market downturn.

49:02 - Kevin on Facebook Live asks where to put his 401k money in a downturn. Gregory says most 401ks have a stable value money market option that can get you out of risk.

52:52 - Johnna in Marrero is thinking about turning on Social Security early, but heard there's a penalty if he continues to work.

57:42 - The government shutdown may cause your tax refund to be delayed. The IRS is still processing some tax filings during the government shutdown, but it appears it's doing the one with a check included first. If you're expecting a refund, your taxes may be put to the back of the line until the shutdown gets sorted out.

1:05:26 - Fred in Mandeville asks Gregory about how the 4% rule pertains to Required Minimum Distributions on his IRA. Gregory informs Fred the two rules have nothing to do with each other. Your IRA's Required Minimum Distribution is calculated using a divisor based on your age, and the 4% rule is an old rule of thumb about how much you could take from assets and sustain principle.

1:11:18 - The Military gets a decent pay raise for the second year in a row. Gregory has some ideas on how to best utilize the new money for the future.

1:18:32 - Larry Kudlow, a Trump economic advisor, gives a glowing optimistic take on the economy just a few hours after the stellar job report for December was released. Gregory shares his thoughts on Kudlow's comments on the economy, trade with China, and where things are headed.

1:30:17 - Tim in Metairie asks Gregory how to handle the tax hit on two inherited IRAs for his mom.

1:38:09 - There's a better way to manage your investments than Buy and Hold.

1:42:12 - Susan in New Orleans was has turned on her own Social Security early, but can she switch to her ex husband's record and get a bigger check? Maybe so!

1:50:28 - Lori in Vancleave leans on Gregory for financial help going through a divorce settlement, and what her Social Security options are post divorce.

1:56:13 - Yvonne in Jackson recently retire and now has a check from her old 401k. What should she do with it?

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