0:02:52 - Chris texts in a question from the Winning at Life app: is it better to max out my TSP or invest elsewhere? Gregory evaluates the different choices within a TSP like Chris', and stresses the importance of getting some tax diversity in the mix.

0:07:29 - Gregory explains how the beginning of almost any financial plan is an emergency fund.

0:13:08 - The next Gregory Ricks Live is coming up Wednesday! This is your chance to meet Gregory Ricks, and find out more about what Gregory Ricks and Associates can do for your financial future. Learn about how to decode volatility, Social Security planning, how to generate income streams, tax strategies, and estate planning.

0:14:51 - If you are drowning in credit card debt, you have to get that under control before you could ever even hope about saving for retirement. You need to get your debts settled and several streams of passive income to think about having successful retirement. Retirement isn't the end, it's just the beginning of the next phase of your life.

0:18:14 - What happens if you are unexpectedly unemployed late in life? If you have tax diversity built into your financial planning, you'll have more options than if you had everything in your 401k or IRA. If you're forced to retire early, what is your plan?

0:24:18 - Gregory and James joke about over-the-top radio announcers. Do they talk like that all day, or just at work?

0:35:53 - All 401k accounts have a Summary Plan Description. A TSP has a Summary of the Thrift Savings Plan. It's like a 401k for government workers, and even includes a Roth option.

0:42:23 - There are three ways to get money out of a TSP: a loan, an in-service withdrawal, and a post-separation withdrawal.

0:46:16 - Aretha Franklin died without a will. Wes Blanchard, Estate Planning Attorney of the Total Wealth Authority, explains how that could cause problems that will require large amounts of the estate to be unnecessarily squandered.

0:55:05 - John in Picayune has a 401k from an old job with some after-tax contributions in it. How can he roll that into something with more control without screwing up the tax status?

1:03:13 - Walter in Carrier asks Wes Blanchard how specific a will needs to be.

1:05:32 - Patricia in New Orleans asks Wes Blanchard how she could buy out her daughter's ownership stake in her current house that's owned by a trust.

1:10:13 - Gregory asks Wes about a caller from a show last week where a woman's husband died intestate, and how he could guide someone through dealing with Community Property issues like forced heirship.

1:20:56 - The two most troublesome problems in the Estate Planning business is procrastinating clients, and clients not disclosing important information that negatively affects the outcome of an Estate Plan, according to a columnist. Wes Blanchard says he generally agrees on both counts, but understands why he often helps people who are late in life yet never made a will.

1:32:30 - Kevin Garnett claims he was scammed out of $77 million. In a lawsuit he filed against his former accounting firm, the 15-time NBA Allstar appears to be yet another professional athlete caught up in a shady advisor.

1:38:08 - Mike in Covington is having a hard time convincing his elderly father to move out of his paid-off but decayed home into a place much closer. Mike's mother is in a home on the northshore, and it would be much easier if his dad wasn't 50 miles away on the West Bank.

1:48:43 - Ryan in Biloxi asks Gregory about getting growth on the unused credit line from a reverse mortgage.

1:54:55 - Ed in Hammond plays the lotto. What does Gregory recommend if he wins?

1:59:51 - Should you bail out of the market before the election? John in Lacombe asks Gregory about getting his investments to safety until the election shakes out.

2:07:22 - Gregory decodes what's going on with the foreign trade tensions, and how China appears to be digging in for the long haul against reforming their tariffs. Most other countries are giving in and keep their economy rolling.

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