The concept of financial literacy dates back to 1914 and the Smith-Lever Act. The earliest research was done in 1920 by a woman studying home economics. How did this become a multi-million dollar industry, and what are some of the effects of its presence culturally? In this episode, Chloe explores the roots of financial literacy, including its connection to personal accountability and individualism, and introduces the concepts of financial trauma and shame. She also highlights why financial education is vital and how we must ground ourselves in the harsh truth of our history to advance wealth justice.