Canada is going through a quiet reset, and most people feel it before they understand it.

Alex McFadyen is on the show to break down mortgage renewals, rising costs, and shifting lifestyles, forcing Canadians to rethink where they live and how they plan for the future.

Follow Alex on Instagram @themortgagepug 

Check out his work: getflowmortgage.ca

Tom and Nick break down what really matters heading into 2026, from interest rates and Canadian real estate to gold, AI, and Bitcoin. They talk through why holding cash feels worse than ever, how assets behave when governments keep spending, and why technology is changing the value of work faster than most people expect.

This episode breaks down the legal side of real estate that most investors miss until something goes wrong. Gerry Gatto talks through buying strategy, tenant decisions, and common legal pitfalls that can quietly derail a portfolio. They also cover estate planning, power of attorney, wills, and how real estate is handled over time and across families.

Check out Gatto Law: https://gattolaw.ca/

Rock Star Member Devon Tomlinson worked in banking when his hours were cut, leaving him deep in debt and with a baby on the way.

Today, he is a successful real estate investor and author who turned that financial crisis into freedom. In this episode, Devon explains how he overcame the paralyzing fear of the unknown to transform his relationship with money completely.

He details his journey of leveraging home equity to build a portfolio of duplexes later in life and how shifting from a fixed mindset to a growth mindset allowed him to focus on earning a true Return on Lifestyle.

Connect with DeVon or buy his book, From Setback to Success: Turning False Starts into Financial Freedom, at https://coachdevon.com/

Peter Dunworth explains why Bitcoin is still in its early stages and on track to become the global reserve currency. He breaks down the debt-loaded financial system, the collapsing collateral behind it, and why this sets the stage for Bitcoin to become the world’s strongest asset. 

We dig into real estate, institutions, national adoption, and the forces pushing investors toward Bitcoin. Peter also shares how he helps wealthy families safely buy, store, and pass on their Bitcoin for generations.

Check out Bitcoin Advisor: https://content.thebitcoinadviser.com/tom-karadza

Chef Massimo Bruno shares his journey from Toronto’s busy kitchens back to the courtyards and coastlines of Southern Italy. 

He talks about food, family, culture, and the decision to rebuild his life around what mattered most. We dive into his supper clubs, his culinary tours, and the lessons he learned along the way. 

If you're ever in Italy, don't hesitate to reach out: www.massimobruno.com

On this episode of the YLYT Show, Tom and Nick dig into Canada’s budget, interest rates, and what all of it means for today’s real estate market.

They break down the student-rental headlines and compare them to what they’re actually seeing on the streets. They also get into how quickly AI is evolving and the surprising ways it’s already helping analyze health and bloodwork. Tom also shares what his recent trip to El Salvador was like, from safety on the ground to real Bitcoin use.

Airbnb rules are tightening across Ontario, and many investors are wondering what’s next. In this episode, Mark and Kirsten Krikke join us to break down the new reality for short-term and mid-term rentals. We cover how to navigate changing regulations, attract reliable mid-term tenants, and keep properties cash-flow positive in a tougher market.

They also share how to use different platforms effectively, streamline operations, build long-term guest relationships, and why mid-term rentals can still make sense. Whether you’re already hosting or just exploring this space, this episode gives you a clear picture of what’s working right now, and what’s not.

In this episode, Anthony and Aidan sit down with Tom Karadza to unpack why the old debt-driven economy is breaking—and what’s emerging to replace it.We dig into the real estate market, the growing demand for energy, whether AI is really in a bubble, and the trends we're riding during this economic shift.

Anil Patel joins Anthony to unpack how Bitcoin changes your worldview—from seeing reality clearly for the first time to understanding the deeper engineering truth behind money, time, and human progress. They cover adoption waves, mental models, humility, and the character work needed if wealth compounds. And lastly, why the next generation may not have a choice but to choose Bitcoin over real estate as the ultimate store of value.