In this episode of FintechTalks, Sanjib Kalita sits down with Theodora Lau, founder of Unconventional Ventures, to talk about AI, financial wellness, and why technology isn’t always the answer.

Theo shares her unconventional journey—from chemical engineering and telco to podcasting, venture building, and writing her third book, "Banking on Artificial Intelligence." She reflects on a pivotal field study that reshaped her views on tech and caregiving—and led her to reimagine how we create more financially inclusive systems for the underserved, overlooked, and “sandwich generations.”

We also dive into why the future of banking needs more human-centered innovation, what the global trust divide in AI really means, and how she brought her children into the writing process (yes, the illustrations too).

Plus: Why launching her book at Fintech Meetup felt like a Christmas party in Vegas—and how it created serendipitous, career-defining moments.