The Ramsey Show

There Are No Shortcuts To Building Wealth

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Jade Warshaw and Rachel Cruze answer your questions and discuss:

  • "I'm in $60,000 of debt, how do I pay it off?"
  • "The government shutdown is effecting my husband's paychecks, should we jump to Baby Step 3?"
  • "Should I pay off my student loan debt before I buy my house?"
  • "I was able to get out of debt while still enjoying my lifestyle, did I complete Baby Step 2 correctly?
  • "Is "house hacking" a good idea?".
  • “How can I feel blessed by my husband’s gift giving when it comes from our finances?”
  • “How much life insurance should we have on our kids?”
  • “Should we use the money we set aside for taxes to pay off debt?”
  • “How do I get out of over $30,000 of debt?”
  • "We just got married and are in over $40,000 of debt."
  • "How should we approach paying this off?"
  • “Does it make sense to keep our more expensive health insurance so that we can access our HSA investment options?”
  • "My husband doesn’t make much money, how can I inspire him to get a higher paying job?"
  • “How do couples merge their finances when they disagree on how money should be allocated?”
  • “How much should I spend on a car?”
  • “I paid for my sister’s house. How should we title the home to protect ourselves in case something happens to her?”
  • “Should I keep hustling or slow down to spend time with my family?”


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