Smart Spending with Josh

Things I Refuse to Spend Money On


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There are just certain things I don’t pay for.


Not sometimes. Not “if I can avoid it.”


Ever.


In this episode, I break down the few hard lines I’ve set —

and why having clear boundaries makes spending easier, not harder.


This isn’t about being extreme or cutting everything out.


It’s about deciding what doesn’t make sense for you…

and not negotiating with yourself every time it comes up.


Because once something becomes a hard no…

you stop wasting money on it completely.

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Smart Spending with JoshBy Josh | Smart Spending