Wondering how to finance your next rental without draining your savings? In this episode, Palak and Niti break down the exact strategies they used to build a multimillion-dollar portfolio without being trust fund babies.

You'll learn:

The difference between short-term and long-term loans (and how to use each)

Why you don’t need $100K to start investing

The real pros and cons of hard money vs. private lenders

How to avoid common traps with lenders who overpromise and underdeliver

What debt service coverage ratio (DSCR) loans are and why they’re a game-changer

Whether you're brand new or scaling your portfolio, this episode will shift your mindset and give you clear, practical steps for using financing as your growth engine.

In This Episode

01:00 - Short-term vs long-term financing: what’s the difference?

03:12 - How short-term loans help you buy and renovate

04:24 - Sample deal breakdown: $80K purchase + $40K rehab

06:16 - Hard money vs. private lenders: what you need to know

07:35 - The “bait and switch” risk: how to vet a lender

09:34 - Long-term options: conventional vs. commercial loans

11:11 - Why we avoid buying rentals in our personal name

13:50 - DSCR loans explained and why they help you scale

15:17 - Final advice: protect your downside and vet every lender

Resources:

- Get a copy of Accelerate Your Real Estate - https://a.co/d/bdW6j7K

- Book a call - http://www.openspaceswomen.com/bookacall

- 5-Day Real Estate Investor Accelerator - https://www.theinvestoraccelerator.com

Connect with Palak and Niti

- Website: https://www.openspaceswomen.com/

- Instagram: https://www.instagram.com/openspaceswomen/

https://www.instagram.com/openspacesacademy/

- Facebook: https://www.facebook.com/openspaceswomen

- LinkedIn: https://www.linkedin.com/company/openspacescapital/

- YouTube: https://youtube.com/@openspaces1251

- TikTok: https://www.tiktok.com/@openspacesacademy

https://www.tiktok.com/@openspacesacademy