“You’re approved!” …until you’re not.
Last-minute mortgage denials are very real — and they destroy thousands of home deals every year, often in the final 72 hours before closing.

I’m Ella Gurfinkel, Senior Loan Officer with 30 years in the trenches. In this episode, I share real horror stories, explain why pre-approval is not a guarantee, and walk you through the exact emergency playbook that can still save your deal when everything is on the line.

📉 6% of home purchases fall apart.
 ⏱ 14% are delayed — usually because of 5 completely avoidable mistakes.

💡 You’ll learn:

• 🚨 Why your pre-approval can collapse at the last minute
• ❌ The 5 deadly sins that trigger final mortgage denials
• 🛋 Why furniture, credit cards, or a new job can kill your closing
• 🧮 How stricter underwriting and automation are changing approvals
• 🆘 What to do immediately if you get that phone call
• 🏠 Real rescue stories — and how I’ve saved deals on the brink

⚠️ The biggest mistake buyers make? Assuming everything is “done.”
 Preparation — not panic — is what protects your closing day.

🎯 Book a free strategy call before it’s too late:
👉 https://calendly.com/teamella/a-conversation-with-ella-gurfinkel

Let’s make sure your closing day is a celebration — not a catastrophe.