There are only three things that you can do with it: 1. Save it; 2. Spend it; and 3. Give it away.  It's money--the most explosive and troublesome issue involving families today. It isn't really how much you have, or how little you have, but what you do with what you have. The handling of money is the #1 problem facing people today. Our problem, simply put, is that we spend far too much, save far too little, and end up with nothing to give.