This Is What Millennials Can Actually Expect From Retirement, According to Experts by Elizabeth O'Brien and Alix Langone When the hashtag #MillennialRetirementPlans went viral a couple months ago, the visions were predictably dystopian from a generation that has faced serious financial headwinds: retiring to a van down by the river, sleeping in your mom’s hospital room closet, and working until you drop dead in a meeting that could have been an email.