In this episode, Ruslan and his guest dive into a new bipartisan Senate bill that could make childbirth completely free for insured Americans—no deductibles, no co-pays. Sounds like a win, right? But the deeper they go, the more they uncover how broken and confusing the U.S. healthcare system really is.

They share personal stories about the hidden costs of having a baby, even with “good” insurance, and why many families are delaying children because of how expensive it is—sometimes as much as buying a used car. The conversation also highlights the absurdity of healthcare billing, including a viral story where a man’s bill doubled just because he submitted insurance info.

Beyond the headlines, the episode exposes the inflated costs and red tape in hospitals, discusses potential alternatives like home births, and reflects on how public policy could genuinely support families without penalizing those who play by the rules.

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