In this episode, Joe discusses a FitBUX member who is a student and had $60k in a 401k. He illustrates how this student was able to do a roth conversion ladder and turn that money into tax free money that he can access penalty free if he chooses to post graduation.

In addition, if he leaves it in the Roth IRA until retirement, he'll have $600k in tax free money when he retires!

To get help, be sure to join FitBUX.