On today's episode, Matt talks with Heather Tharpe, a licensed wellness coach and hypnotherapist based in Wenham, MA.  Heather asks Matt about how to overcome fear of investment loss, how to prepare for a working retirement, and how to live her life today without worrying about tomorrow, with a few pop culture references mixed in.  They also cover house downsizing considerations and how to approach planning for her children as they become adults.