This week's episode of Finance News Wrap, hosted by Paige Estritori, covers three main topics. First, Westpac Banking Corporation has ceased cardless ATM withdrawals to improve security. The bank urges all customers to update their banking details accordingly. Second, Australian small businesses are facing difficulties, with the Australian Securities and Investments Commission reporting a surge in insolvencies over the past year. This is particularly evident in the construction and hospitality sectors. Increasing operational and energy costs are key contributors to these challenges. Lastly, AMP's Financial Wellness report reveals that two-thirds of the working-age population is experiencing financial stress, especially those approaching retirement age. Despite this, very few are seeking professional financial advice. The podcast ends with a reminder that Financial Services Online is available to help with personal and business loan finance needs.n