In the latest episode of the Weekly Finance News Wrap, Paige Estritori discusses key financial events. The Australian Prudential Regulation Authority (APRA) announces a new cap on high debt-to-income home loans from February 2026, affecting both owner-occupiers and investors. This rule aims to prevent high-risk lending and responds to concerns expressed by Australia's largest lender over the booming demand for home loans possibly threatening long-term financial stability. Furthermore, the Australian Securities and Investments Commission identifies high loan set-up fees and default rates in the motor vehicle finance sector. On a consumer front, Black Friday Sales are causing a surge in Australian personal debt especially credit card debts. Therefore, consumers are urged to exercise financial diligence. Stay tuned to financialservicesonline.com.au for further assistance on personal or business loan finances.n