In this edition of Financial Services Online Weekly Finance News Wrap, Paige Estritori discusses the recent 43% surge in scheme fees affecting Australian businesses. The Reserve Bank of Australia is exploring regulatory measures to counter this. The Australian Securities and Investments Commission is cracking down on cryptocurrency exchanges, particularly Block Earner for allegedly offering unlicensed financial services. The Reserve Bank maintains a cash rate of 4.35% with inflation slipping slightly due to reduced household spending. Despite this, labor market conditions are tight, pushing up prices. Commonwealth Bank predicts the expected RBA rate cut could be postponed till late 2024 due to softening labor market trends, despite the upcoming federal energy rebate.